Comparison — July 2026
NinjaCode vs Cursor
Cursor is a proprietary fork of VS Code with a subscription that bundles model usage into opaque quota-limited plans. NinjaCode keeps your editor and gives you a clear monthly credit allowance across every model.
| Feature | NinjaCode | Cursor |
|---|---|---|
| Editor | Your VS Code, JetBrains, Zed, Neovim | Proprietary VS Code fork |
| Source code | Open — GPL-2.0 agent core | Closed |
| Pricing | Credit plans from €20/mo, degressive tiers | Bundled quotas, opaque overage |
| Model choice | All frontier models + Auto routing | Curated list |
| BYOK | Yes, free | Limited features on BYOK |
| Agent features | Modes, checkpoints, subagents, skills, MCP, hooks | Comparable feature set |
| Usage transparency | Per-request tokens and credits in dashboard | Requests counter |
If you like Cursor’s agent but not the fork, the quotas or the opacity, NinjaCode gives you the same class of agentic coding in your own editor, with a credit meter you can verify.